Precious Metal IRAs

WHAT IS A PRECIOUS METALS IRA?

When thinking about retirement investments, most individuals are now fully aware of the options available to them. Investing in precious metals is the best way to increase your savings investment. A Precious metals IRA account gives individuals the ability to hold financial assets for retirement. Precious metals IRA accounts can be made up of precious metals, such as gold, silver, platinum, or palladium in the form of coins and bullion.





WHICH METALS ARE RIGHT FOR MY IRA?

Gold is the most recognized form of wealth protection, due to its relative rarity, variety of applications, and use as the standard of economic exchange between countries.

Silver has unique supply and demand drivers because of its many diverse applications as a key industrial metal. These applications limit its availability.

Platinumis considered the most precious of the precious metals. It is nearly 15 times more scarce than gold and is in strong industrial demand.

Platinumis used in automotive, jewelry, medical, electronic, and aeronautical industries. Palladium is primarily obtained in volatile geopolitical regions, increasing its value.



CONVERTING YOUR EXISTING 401K OR 403B TO A PRECIOUS METALS IRA

Moving money from your existing 401k or 403b to a precious metals IRA is done via a rollover. Whether your can roll over your 401k or 403b depends on the terms of your existing plan. We make the transfer or rollover of your existing retirement plan into a precious metals IRA fast, simple and secure. Another advantage is there is no mimimum order to purchase metals to hold in your precious metals IRA meaning that diversifying your retirement savings into physical precious metals is easier than ever.

IMPORTANT THINGS TO KNOW

  •   The IRA is the owner of the precious metals, not the IRA holder. Purchase, shipping, and depository costs are paid by the IRA and all gains go back to the IRA.
  •  All legal documents related to an IRA-owned asset must be in the name of the IRA, not your personal name.
  •  The IRS does not allow the IRA holder to possess the physical metals while those assets are in the IRA.
  •  The metals must meet certain standards, as specified by the IRS, to be held in a retirement account.


THE ADVANTAGES OF HAVING A PRECIOUS METALS IRA

    DIVERSITY
Diversification helps to smooth the volatility within investment holdings, with the goal being more stable, reliable returns over time. Distribution across three investment sectors is the most profitable in the long term, as each asset class comes with its own financial benefits. Different coin types can serve short, medium, and long-term holding strategies to maximize security.
    SAFETY
Precious metals are the safe haven asset of choice for individuals, institutions, and governments alike. The values that make precious metals a safe investment naturally extend to a Precious Metals IRA, in which physical metals are held in your account. Unlike paper assets, the value of precious metals can never fall to zero, you know that your assets are stored in a fortified bank vault.
    OPPORTUNITY
In light of the recent crises, precious metals have performed remarkably well. Experts predict continued strength in the years to come. At Texas Bullion Exchange, we help our clients to focus on short, medium, and long term strategies inside of their metals portfolios so that, regardless of what happens, you’re prepared — and more importantly, you’re protected.
    CONTROL
A self-directed IRA allows you to make every decision about your account assets, allocation and redistribution, while also giving you important tax advantages. When taking a distribution, you can take physical delivery of your metals or to sell and accept cash funds, and the small annual fees on this type of account are often lower than those of other accounts.

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DISCLAIMER:

Texas Bullion Exchange, Inc. (TBE) is a seller and purchaser of precious metals. TBE is not a broker/dealer. No broker/client or fiduciary relationship exists between TBE and its customers, and TBE does not warrant that the precious metals it sells are fit for any particular purpose. TBE may, and usually does, make a profit on the precious metals it sells to customers. TBE’s account representatives are commissioned salespersons, i.e., their salary is based, at least in part, on the amount and profit margin of the precious metals they sell. Semi-numismatic and numismatic precious metals almost always carry a higher profit margin than bullion. The statements made in this brochure are opinions, not facts, and past performance is no indication of future performance or returns. Precious metals, like all investments, carry capital risk. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. TBE cannot guarantee, and makes no representation, that any precious metals will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence, and judgment. In TBE’s opinion, (i) precious metals should be considered a long-term investment (i.e., 3 to 5 years or more), and (ii) customers should not invest more than twenty percent (20%) of their available investment funds in precious metals. However, a customer’s individual circumstances may warrant a different approach. Precious metals do not yield income and thus are not an appropriate investment vehicle for investors seeking current or future income. TBE does not provide tax, investment, or legal advice or advisory services, and no one associated with TBE is authorized to provide any such advice or services. TBE makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA or other retirement account. Customers considering whether to include precious metals in an IRA or other retirement account should seek independent tax advice from a qualified professional regarding the tax consequences of such an investment.