IRAS

WHAT IS A PRECIOUS METALS IRA?

When thinking about retirement investments, most individuals are now fully aware of the options available to them. Investing in precious metals is the best way to increase your savings investment. A Precious metals IRA account gives individuals the ability to hold financial assets for retirement. Precious metals IRA accounts can be made up of precious metals, such as gold, silver, platinum, or palladium in the form of coins and bullion.

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WHICH METALS ARE RIGHT FOR MY IRA?

Gold is the most recognized form of wealth protection, due to its relative rarity, variety of applications, and use as the standard of economic exchange between countries.

Silver has unique supply and demand drivers because of its many diverse applications as a key industrial metal. These applications limit its availability.

Platinum is considered the most precious of the precious metals. It is nearly 15 times more scarce than gold and is in strong industrial demand.

Palladium is used in automotive, jewelry, medical, electronic, and aeronautical industries. Palladium is primarily obtained in volatile geopolitical regions, increasing its value.

CONVERTING YOUR EXISTING 401K OR 403B TO A PRECIOUS METALS IRA

Moving money from your existing 401k or 403b to a precious metals IRA is done via a rollover. Whether your can roll over your 401k or 403b depends on the terms of your existing plan. We make the transfer or rollover of your existing retirement plan into a precious metals IRA fast, simple and secure. Another advantage is there is no mimimum order to purchase metals to hold in your precious metals IRA meaning that diversifying your retirement savings into physical precious metals is easier than ever.

IMPORTANT THINGS TO KNOW

The IRA is the owner of the precious metals, not the IRA holder. Purchase, shipping, and depository costs are paid by the IRA and all gains go back to the IRA.
All legal documents related to an IRA-owned asset must be in the name of the IRA, not your personal name.
The IRS does not allow the IRA holder to possess the physical metals while those assets are in the IRA.
The metals must meet certain standards, as specified by the IRS, to be held in a retirement account.

THE ADVANTAGES OF HAVING A PRECIOUS METALS IRA

DIVERSITY

Diversification helps to smooth the volatility within investment holdings, with the goal being more stable, reliable returns over time. Distribution across three investment sectors is the most profitable in the long term, as each asset class comes with its own financial benefits. Different coin types can serve short, medium, and long-term holding strategies to maximize security.

SAFETY

Precious metals are the safe haven asset of choice for individuals, institutions, and governments alike. The values that make precious metals a safe investment naturally extend to a Precious Metals IRA, in which physical metals are held in your account. Unlike paper assets, the value of precious metals can never fall to zero, you know that your assets are stored in a fortified bank vault.

OPPORTUNITY

In light of the recent crises, precious metals have performed remarkably well. Experts predict continued strength in the years to come. At Texas Bullion Exchange, we help our clients to focus on short, medium, and long term strategies inside of their metals portfolios so that, regardless of what happens, you’re prepared — and more importantly, you’re protected.

CONTROL

A self-directed IRA allows you to make every decision about your account assets, allocation and redistribution, while also giving you important tax advantages. When taking a distribution, you can take physical delivery of your metals or to sell and accept cash funds, and the small annual fees on this type of account are often lower than those of other accounts.